Executive Profile
Results-oriented Commercial Credit Underwriter with nearly 4 years of experience at Accenture supporting a Top-Tier U.S. Bank. I distinguish myself with a hybrid skill set combining deep financial acumen with technical proficiency in Agentic AI & VBA Automation. I apply advanced technology to solve real-world credit challenges, significantly reducing errors and improving team efficiency.
Technical Initiatives & Tools
Bridging the gap between traditional financial analysis and modern autonomous workflows.
Automated Writeup Fetcher
Designed a proprietary analysis worksheet with an integrated automated writeup fetcher. The tool instantly generates standardized collateral analysis writeups based on data inputs from my custom worksheet.
Geo-Specific Public Record DB
Built a localized database engine to fetch real estate public record information. Uses Zip Code or County/State inputs to rapidly verify tax bill status and assessor details for real estate secured deals.
Agentic AI Implementation
Applying concepts from "Reinvention with Agentic AI" training to explore autonomous workflows for preliminary credit data gathering and risk assessment.
Professional Experience
Career progression driving quality and efficiency in commercial credit.
Associate Commercial Credit Underwriting
Accenture (Service Provider for Top U.S. Bank)
- Complex Credit Actions: Spearheading underwriting for complex New Loan Proposals and Renewals for a diverse commercial portfolio.
- Onshore Collaboration: Serving as primary point of contact for Onshore Portfolio Managers, resolving complex queries.
- Quality Control: Consistently maintaining a "High QC" rating, recognized for delivering zero-defect credit memos.
New Associate Commercial Credit Underwriting
Accenture (Service Provider for Top U.S. Bank)
- Financial Spreading: Performed detailed spreading of company financial statements to evaluate borrower health.
- Portfolio Monitoring: Conducted routine Annual Reviews and interim monitoring, ensuring risk ratings were updated accurately.
- Recognition: Received appreciation from Onshore Portfolio Manager for "keen observations" that identified credit risks early.
Education & Credentials
Reinvention with Agentic AI
Accenture Badge | Feb 2026
Demonstrating practical expertise in applying agentic AI to real-world business challenges.
Master of Commerce (M.Com)
University of Madras | April 2025
Focus on Advanced Accounting and Financial Management.
CMA (USA) – Candidate
Institute of Management Accountants
Currently pursuing Part 1 (Financial Planning, Performance, and Analytics).